Once More For the People In the Back – Do Not Give Out Any Information To Someone Who Calls You
And so, I repeat. Do not give out any information to someone who calls you. Hang up, and call your bank directly.
Go read the whole thing for more of the details on these services, and how they work. It’s interesting. But if you remember nothing else, remember that when anyone calls and says they are calling about your account, a legal issue, etc. Hang up, and call the place they say they are calling from directly. That’s not how any legitimate business works anymore, so the second someone calls you and starts asking you to verify who you are, be suspicious and hang up.